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Second-To-Die Policy in Sublette KS & Satanta KS

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Haskell County Agency, LLC knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Haskell County Agency, LLC gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Haskell County Agency, LLC to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Location

Haskell County Agency, LLC

108 N. Inman St.
Sublette, KS 67877
Main office: 620-682-4357

Our Providers

Testimonials

This agency is first and foremost about service! They care about you after the sale!
Walter
I can not imagine being insured anywhere else, HCA is all about service and taking care of my insurance!
Jane
The quality, integrity, and honesty of HCA is refreshing in today's insurance marketplace!
David
I have never seen a business that works so hard at taking care of its customers! How refreshing!
Mark
I shopped many insurance companies before choosing Haskell County Agency. My choice was based on their reputation about service! I have NOT been disappointed!
Thomas S.
Nobody matches up to Haskell County Agency! H.C.A. is Number 1!!
Jose
Haskell County Agency made me feel like "family"! They really do care about their customers!
Kieth
I have been with H.C.A. for 25 years....I just do not have a reason to shop around for other insurance! I have the best!
Jack
H.C.A. really took time to take care of my needs! They go beyond other insurance agencies!
Johan