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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Haskell County Agency, LLC, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Haskell County Agency, LLC recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Haskell County Agency, LLC today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Haskell County Agency, LLC

108 N. Inman St.
Sublette, KS 67877
Main office: 620-682-4357

Our Providers

Testimonials

This agency is first and foremost about service! They care about you after the sale!
Walter
I can not imagine being insured anywhere else, HCA is all about service and taking care of my insurance!
Jane
The quality, integrity, and honesty of HCA is refreshing in today's insurance marketplace!
David
I have never seen a business that works so hard at taking care of its customers! How refreshing!
Mark
I shopped many insurance companies before choosing Haskell County Agency. My choice was based on their reputation about service! I have NOT been disappointed!
Thomas S.
Nobody matches up to Haskell County Agency! H.C.A. is Number 1!!
Jose
Haskell County Agency made me feel like "family"! They really do care about their customers!
Kieth
I have been with H.C.A. for 25 years....I just do not have a reason to shop around for other insurance! I have the best!
Jack
H.C.A. really took time to take care of my needs! They go beyond other insurance agencies!
Johan